Information only

This is an informational website, not a professional service: there is no advisory, professional-client, financial, medical, or legal relationship between the site and its readers.

How current this is

Each page reflects the position when it was written. Products and rules change after publication, so treat the specifics as a starting point rather than the final word.

External services

Once a visitor follows an external link, these terms stop applying and the other operator's begin.

Running the site

There is no guarantee that the site will be reachable at any given moment. Content may be revised or withdrawn at the operator's discretion.

Policy questions

[email protected] takes questions about these terms.